August 1, 2026/
Not every declined loan is a credit problem — some are cash timing problems. Shaun Rovai of Asset Commercial Credit explains how commercial bankers can help declined borrowers through invoice factoring referrals.
Not every declined loan is a credit problem — some are cash timing problems. Shaun Rovai of Asset Commercial Credit explains how commercial bankers can help declined borrowers through invoice factoring referrals.
Shaun Rovai, CEO of Asset Commercial Credit™ with 39 years in commercial lending, launches The Bridge — a monthly newsletter connecting bankers and small business finance.
Cash flow is the lifeblood of every business. Yet, even successful companies can struggle when payments are delayed. When outstanding invoices linger, payroll still needs to be paid, inventory must be restocked, and operational expenses don’t wait. For many organizations,...
Government contracts are known for stability, scale, and credibility. Working with federal, state, or local agencies can be a huge growth opportunity for businesses. However, there’s one common challenge almost every government contractor faces—slow payments. Government invoices often take 30,...
Manufacturing companies and government contractors operate in some of the most cash-intensive environments in the business world. From purchasing raw materials to paying labor, maintaining machinery, and meeting supply-chain commitments, working capital needs are constant and often unpredictable. Yet, despite...
Every business — big or small — eventually grapples with a common challenge: cash flow. You’ve delivered services or products, sent invoices to clients, but payment might come in 30, 60, or even 90 days later. Meanwhile, your internal obligations...
The food and beverage industry operates at a fast pace. No matter if you are a manufacturing unit, packing unit, beverage distribution business, or an emerging food brand, one thing is always true – the functioning of your business largely...
Due to the market’s unpredictability, extended payment terms, and growing operating costs, invoice factoring has become one of the most practical options for businesses of all sizes. By 2025, a growing number of industries had begun using factoring as a...
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