The Bridge

Monthly notes on banking and factoring, from Shaun Rovai, CEO of Asset Commercial Credit™.

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• When the Balance Sheet LiesSeptember 1, 2026
  A business with Fortune 500 customers on net 45 terms may look stretched on paper but be perfectly healthy. Shaun Rovai explains how invoice factoring sees what bank underwriting misses.

Past Issues

• When the Balance Sheet LiesSeptember 1, 2026
  A business with Fortune 500 customers on net 45 terms may look stretched on paper but be perfectly healthy. Shaun Rovai explains how invoice factoring sees what bank underwriting misses.
• The Loan I Couldn’t Make — And What I Wish I’d KnownAugust 1, 2026
  Not every declined loan is a credit problem — some are cash timing problems. Shaun Rovai of Asset Commercial Credit explains how commercial bankers can help declined borrowers through invoice factoring referrals.
• Welcome to The Bridge — A New Kind of ConversationJuly 1, 2026
  Shaun Rovai, CEO of Asset Commercial Credit™ with 39 years in commercial lending, launches The Bridge — a monthly newsletter connecting bankers and small business finance.