You are not alone…we are here to help with your cash flow needs

Best of 2023 Factoring Club

Accelerate Your Business Growth with Factoring

Small businesses face many challenges when it comes to growing and expanding their operations. One of the most significant obstacles is the availability of capital. Without adequate funding, businesses can struggle to invest in inventory and payroll, which can limit their ability to produce goods or deliver services. At Asset Commercial Credit, we understand the importance of access to capital for sustainable growth.

Our simple and efficient processes involves working closely with clients to tailor our services to meet their specific needs. We can often purchase receivables as soon as the day the client’s customer acknowledges the invoice, providing quick and reliable access to capital. Partnering us means working with a team of experts who are committed to helping small businesses succeed. We pride ourselves on providing exceptional customer service and support throughout the factoring process, enabling small businesses to achieve their goals for sustainable growth.

Improve Your Business

Increased Revenue

By factoring, you capitalize on growth opportunities that would otherwise be unobtainable. Our clients have achieved over 1,000% growth over a 3 year period.

Improved Creditworthiness

Increased revenue, improved ROI, timely payments to suppliers, uninterrupted payroll, and improved debt to worth ratio from retained profits are all items that you can achieved.

Lessen the need for Capital injection

By lessening the burden of receivables on business growth, clients can thrive without additional cash injection or expanded investor’s ownership. This improves ROI.

Do you want to grow your business?

Is the key impediment to growth an inability to carry increased AR?

Do you want to grow your business without selling equity?

IF you answered YES to all questions, we can help.

If you answered No, click here

Helping Businesses Like Yours For 25 Years

Types of Business

  • Business Services
  • Manufacturing
  • Wholesale Trade
  • Distributors
  • Contractors
  • Suppliers
  • Importers
  • Government Work

Business Needs

  • Rapid Growth
  • Large Backlog
  • Payroll Needs
  • Unexpected Expenses
  • Slow down in Accounts Receivable
  • Seasonal Growth
  • Relief from Accounts Payables

Business Characteristics

  • Annual Sales $20,000-30,000,000
  • Targeted 35% growth
  • 20% Gross Profit Margins
  • Undercapitalized
  • Leveraged
  • Marginally or Not Profitable
  • Tax or Credit Issues
  • Poor Cash Flow

Vison to grow? Turned down by the bank? Need Payroll?

Contact us for assistance!



Press Release

IntakeIQ Partnerhip
Harbr and Asset Commercial Credit have announced their partnership in developing a cutting-edge product for asset-based lenders and factoring businesses, IntakeIQ. This innovative machine learning and AI-powered tool is a game-changer for secured finance organizations who want to streamline their sales qualification process and enhance their underwriting capabilities using advanced smart intake forms. CLICK TO READ MORE

IntakeIQ can be easily integrated into any website with a simple two1line script, enabling all lenders to access its real-time data extraction capabilities. It extracts applicant data from documents and files, providing a comprehensive qualification analysis for intake sales processes. Creditworthiness, payments, legal events data such as UCC filings, tax liens, bankruptcies, judgments, suits, and other negative information about the prospect and their debtors are provided in an instant, allowing purchasers and lenders to make informed decisions.

IntakeIQ’s advanced military-grade confidential compute security measures are exclusive to the secured finance industry, providing peace of mind to purchasers and lenders who are handling sensitive information. The tool ensures that all information remains confidential and secure from end to end, a promise that cannot be matched by any other similar origination platforms.

The partnership between Harbr and Asset Commercial Credit brings Asset’s extensive experience in solving client’s funding needs and factoring since 1998 to the table. Asset Commercial Credit’s leadership team has originated over 5,000 business loans within their careers and is responsible for financing more than 1 billion dollars to support business growth. This wealth of experience and expertise has been leveraged to develop a product that addresses the pain points and challenges faced by purchasers and lenders in the secured finance industry.

IntakeIQ developed by Harbr and Asset Commercial Credit is a cutting-edge product that is set to revolutionize the asset-based lending and factoring industries. Its innovative features, including real-time data extraction and advanced security measures, will enable lenders to make more informed decisions about their applicants and streamline their intake processes. With over 100 years of experience and expertise backing this product, lenders can rest assured that they are investing in a tool that has been developed with their specific needs in mind.

Harbr’s announcement means that they are expanding the availability of their closed beta testing program, which now offers unrestricted access and usage of IntakeIQ and the Beta API. To find out more about the beta program, please click here

Click Here for Official Announcement

Fill out form to Schedule an IntakeIQ Beta Demo

See What Our Customers Have to Say

Asset Commercial Credit has been a life line for my financing needs to operate my business, Paleo People LLC. Bob Stackhouse has worked with me for a few years now and has really been very accommodating with all my needs. Anytime I need anything quickly, he and his staff are right on top of it. They really care about the welfare of my business and myself as a business owner. Bob has also been there to consult with me over how my business is doing as well as answering questions about things that are over my head. He is a wealth of knowledge in the financial sector. As soon as cheques come in from my distributors, the money is in my bank account the same day. Asset Commercial is a very trustworthy company and you can be assured that they will always have your best interests at heart! I highly recommend their services.

Laura Keenan-Founder & CEO-Paleo People LLC

As a small business “cash-flow” is vitally important to provide stability and stable growth. Asset Commercial has been our Factor for over two years and has provided exemplary service in all respects, from careful Credit vetting of customers, to ensuring that collected funds are dispersed to us in a timely manner. Additionally, Asset Commercial has provided highly competitive and very reasonable rates for their service. Keep up the great work Asset!

Deano Cloutier-President-Zippy Pop, Inc.

I would like to take the opportunity to thank personally for all of the help, and guidance that you have provided to me and our growing company over the last couple years. You have not only helped us with cash flow by factoring invoices for us. But you have given advice on countless occasions. Through applying your advice, we have selected better customers, been able to practice better money management skills that will continue to pay dividends throughout our career’s.
In addition to all of this, I have rarely meet someone with the level of integrity that you have demonstrated. You have both told me, and showed me that your goal for me Is to outgrow our need for your services. On behalf of both Green Field Services, and myself, I can’t thank you enough for you do!

Jacob Sabin-President-Greenfield, Inc.
Members of International Factoring Association