Business Cash Advance

What is Equipment Financing?

A loan or lease intended especially for the purchase of commercial equipment, such as machinery or cars, is known as equipment finance. Typically, the equipment serves as security for the loan. This option helps businesses preserve cash flow by enabling them to purchase critical tools without having to pay in full up front. Furthermore, paying interest is frequently tax deductible.

Requirements for a merchant cash advance

To qualify for an SBA loan, an organization must meet certain conditions, including being classified as a small business, operating for a set period of time, demonstrating profitability, and having a good credit history.

Annual Revenue


Credit Score


Time in Business

Minimum of 11 months

What Documents Are Needed To Apply?

  • Drivers License

  • Voided Business Check

  • Bank Statements 

  • Balance Sheet

  • Profit and Loss Statements

  • Business Tax Return

  • Personal Tax Return

  • Business Plan

  • Business Debt Schedule

Get loan options from multiple lenders

Talk to a business loans specialist at:  (916) 719-8433

Apply for a MCA in as little as 5 minutes.

1. Complete your application

In order to match you with the lender that offers the best rates and conditions for your needs, provide a few details about your business and personal loan preferences.

2. Speak to our underwriter

Meet your personal underwriter here to make sure we have all the paperwork and data required to provide you with the best alternatives for your company as quickly as possible.

3. Review your loan options

Examine the various loan alternatives accessible to your company and select the one that best suits your needs right now.

4. Receive funds

In less than 24hrs, when you determine what works best, we’ll deposit the funds into your account.

Benefits of an MCA

  • Quick Capital Access: MCAs are a helpful tool for handling pressing financial demands since they offer quick money, frequently in a matter of days.
  • Flexible Repayment system: The repayment amount varies according to your daily credit card sales, allowing the repayments to be in line with the cash flow of your company.
  • Non Collateral Requirement: MCAs don’t require tangible security like regular loans do, they are an option for companies without assets to pledge.
  • Flexibility With Credit Score: MCAs are an alternative for firms with less-than-perfect credit because approval for them frequently depends more on your company’s sales history than on your credit score.

Why Use Assetcc for your SBA Loan?

$100M Funded to Small Businesses Throughout the US​

70+ Lenders in our marketplace

5000+ Loans Funded over 9 years