We Rise By Lifting Others

Pillars of Success for Businesses Since 1998

At Asset Commercial Credit, we’re committed to helping others succeed. We believe that when businesses can capitalize on opportunities, it has a ripple effect that benefits everyone. We’ve seen this firsthand through our clients, who have achieved greater profitability and healthier businesses as a result of our asset-based lending services.

Our founder, Shaun Rovai, discovered the power of asset-based lending early in his banking career when he had to turn down a promising business client due to a lack of traditional financing options. In 1998, he founded Access Commercial Credit with a mission to provide working capital to growing companies in similar situations. Today, we continue to uphold that mission and our win-win culture, empowering our clients to thrive and lift up those around them.

Our goal is to provide strategies and solutions that enable clients to transition to appropriate bank financing.

Leadership Team

With a century of experience in direct lending and accounts receivable financing, as well as expertise in commercial real estate, small business, and middle market lending, our leadership team is well-equipped to support your business. Our seasoned leaders have originated more than 5,000 loans and financed over $1 billion in business growth.

Whether you’re a startup in need of working capital or an established company seeking to expand, we have the knowledge and resources to help you achieve your goals.

Let us put our expertise to work for you

Shaun Rovai

Mr. Rovai is our founder and has more than 30 years of experience in banking, commercial finance, sales, collections and customer service….Click to read more

He is responsible for generating over $100 million of funding in the Sacramento Region since 1998 and has underwritten over a billion dollars in his career.  Along with his current duties at ACC, Shaun is a past President of the board for the Sacramento Valley Chapter of RMA (Risk Management Association) and was on the steering committee for the TMA (Turnaround Management Association).

Bob Stackhouse

Mr. Stackhouse’s success was gained through a 30-year career in banking and infrastructure development in banking, followed by 10 years in optimizing businesses, removing impediments to growth, management consulting and executive coaching….Click to read more

He is accomplished in lending having financed over 3,000 businesses, development of lending products, operations management, negotiation, controls, audits, infrastructure development, project management, MIS and sales. His experience includes business valuations and an in depth analysis of business’ successes plus significant consulting with business startups, including technical and software development.

Fabricio Solis

Mr. Solis has been a part of Asset Commercial Credit since 2010.  He has personally cultivated over 3,000 relationships over the past 10 years with bankers, lenders, and business owners….Click to Read More

He is well versed in the commercial finance and marketing allowing him to be a catalyst to helping businesses succeed. He is a firm believer in Asset’s core value of creating a win-win for everyone to be successful. 

Our realistic and practical approach to lending helps business overcome obstacles preventing from reaching capacity

Connect with Us: Reach Out via Phone, Email, or In-Person Visit

Whether you have questions, need assistance, or want to explore opportunities, we’re here to help. You can contact us in any of the following ways:


Sacramento Headquarter

(916) 614-1850

Bay Area

(408) 295-8500

Los Angeles

(818) 296-1850

Toll Free

(888)- 255-1850


Sales Department

[email protected]

Operation Department

[email protected]


Sacramento Headquarters

2210 Plaza Drive, Suite 250 Rocklin CA, 95765

Note: We are following local Covid Guidelines

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